You need a full coverage auto insurance policy with comprehensive, property/ collision and liability coverage.

Premium luxury and exotic vehicles with MSPRs over $150K require bodily injury/property damage liability with property damage coverage of at least 300K depending on the value of the vehicles. 

Standard luxury vehicles with MSRPs under $150K require bodily injury/property damage liability with property damage coverage of at least 100K depending on the value of the vehicle. Full-coverage auto insurance policy with comprehensive and collision coverage that transfers over to a rental vehicle.

Our team will help verify your coverage and make any adjustments, if necessary.